Real estate note financing, made simple
We understand real estate private lending. Our focus is making loans to non-bank lenders, in a way that truly fits with their business needs.
Financing Solutions
Sage Credit Investment Partners (SCIP) is dedicated to crafting tailored financing solutions that align with our clients’ needs and goals. Discover how our innovative approach can support your growth and success.
Standard Note
Financing
SCIP will provide up to 70% financing for performing notes. Underlying property types may be residential, including single family business purpose loans; multifamily; or commercial real estate. Currently, loan balance can be up to $2 million.
Opportunistic Note Financing
For opportunistic real estate debt investors, SCIP offers financing up to 70% of note purchase price or unpaid principal balance. Property types and loan amounts are the same as for Standard Note Financing.
Real Estate
Bridge Lending
On a limited basis, SCIP will provide bridge, renovation and construction loans on residential or commercial real estate. We target loans up to approximately 70% of property value. Loan amounts may be up to $4 million. SCIP is aligned with Arixa Capital, and will refer loans to Arixa when that serves the borrower’s interests best.
Experts in Real Estate Private Lending
SCIP was founded by seasoned professionals from the the real estate private lending industry—an industry that we love and appreciate. During almost two decades providing financing to real estate investors and developers, we became aware of the need for lenders themselves to have access to simple, predictable, low-friction financing for their own businesses. SCIP was founded specifically to fill this niche, with a focus on excellent service, streamlined decision-making, and a smooth and simple process.
Sage Insights
The founders of SCIP were among the early investment managers focused on residential real estate credit investment. They have written extensively on the subject. Two of our publications from recent years are shown below.
How Debt Funds Use Warehouse and Other Credit Lines
This FAQ explains how and why many real estate lenders and debt funds utilize lines of credit and note financing.
Understanding Private Debt Funds
This white paper introduces real estate lending funds, explaining how they have evolved and where investors might use them as part of a larger portfolio.
Get in Touch with SCIP
Do you have a question or want to reach someone on the SCIP team? Use the link below to contact us—we’d be happy to hear from you!